:root{
  --ink:#0f1b2d; --ink-2:#2b3a52; --muted:#5d6b80; --line:#e3e8ef;
  --bg:#ffffff; --bg-soft:#f5f7fa; --navy:#0b2447; --navy-2:#13335f;
  --accent:#c9822b; --accent-d:#a8681b; --ok:#2f7d5b;
  --radius:12px; --shadow:0 6px 24px rgba(11,36,71,.08);
  --serif:Georgia,"Times New Roman",serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img,svg{max-width:100%}
a{color:var(--navy-2)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px;top:8px}
h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2rem,4.4vw,3.2rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.muted{color:var(--muted)}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--accent-d);margin-bottom:.8em}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.mark{display:block;width:52px;height:52px;border-radius:50%;flex:none;object-fit:cover}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-text strong{font-size:1.15rem;letter-spacing:.06em}
.brand-text small{font-size:.72rem;color:var(--muted)}
.nav{display:flex;align-items:center;gap:6px}
.nav a{text-decoration:none;color:var(--ink-2);padding:8px 12px;border-radius:8px;font-size:.95rem;font-weight:500}
.nav a:hover{background:var(--bg-soft)}
.nav a.active{color:var(--navy);background:var(--bg-soft);font-weight:700}
.nav a.login{border:1px solid var(--navy);color:var(--navy);margin-left:6px}
.nav a.login:hover{background:var(--navy);color:#fff}
.navtoggle,.burger{display:none}

/* buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent-d)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.4em}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:84px 0 76px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(201,130,43,.12)}
.hero h1{color:#fff;max-width:16ch}
.hero p.lead{font-size:1.2rem;max-width:56ch;color:#d5deec}
.hero .eyebrow{color:#f0b765}
.hero-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;position:relative;z-index:1}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:22px}
.hero-card h3{color:#fff;font-size:1rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.8em}
.hero-card ul{list-style:none;margin:0;padding:0}
.hero-card li{display:flex;gap:10px;padding:9px 0;border-top:1px solid rgba(255,255,255,.14);color:#e6edf8;font-size:.97rem}
.hero-card li:first-child{border-top:0}
.tick{color:#f0b765;font-weight:700}
.page-hero{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:56px 0 44px}
.page-hero p.lead{font-size:1.15rem;max-width:64ch;color:var(--ink-2)}

/* sections */
section.block{padding:68px 0}
section.soft{background:var(--bg-soft)}
.section-head{max-width:720px;margin-bottom:34px}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4em}
.card .more{font-weight:600;text-decoration:none;color:var(--accent-d)}
.card ul{margin:.4em 0 1em;padding-left:1.1em;color:var(--ink-2)}
.card li{margin:.25em 0}
.icon{width:44px;height:44px;border-radius:10px;background:var(--bg-soft);display:grid;place-items:center;margin-bottom:14px;color:var(--navy)}
.icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:3px 9px;border-radius:99px;background:#fdf1de;color:var(--accent-d);margin-bottom:10px}
.tag.plan{background:#e8eef7;color:var(--navy-2)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat{padding:18px 0;border-top:3px solid var(--accent)}
.stat b{display:block;font-family:var(--serif);font-size:1.7rem;color:var(--navy)}
.stat span{color:var(--muted);font-size:.93rem}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{padding:9px 16px;border:1px solid var(--line);border-radius:99px;background:#fff;font-size:.95rem;color:var(--ink-2)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{counter-increment:s;padding:20px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.step::before{content:counter(s);display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:10px}
.notice{border-left:4px solid var(--accent);background:#fff8ec;padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0;color:var(--ink-2);font-size:.97rem}
.cta{background:var(--navy);color:#fff;padding:60px 0;text-align:center}
.cta h2{color:#fff}
.cta p{color:#d5deec;max-width:60ch;margin:0 auto 1em}
.cta .actions{justify-content:center}
.cols{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:8px 0 8px 28px;position:relative;border-bottom:1px solid var(--line)}
.checklist li::before{content:"\2713";position:absolute;left:0;color:var(--ok);font-weight:700}

/* forms */
.form label{display:block;font-weight:600;font-size:.92rem;margin:14px 0 6px}
.form input,.form select,.form textarea{width:100%;padding:11px 12px;border:1px solid #c9d2df;border-radius:8px;font:inherit;background:#fff}
.form textarea{min-height:120px}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--accent);border-color:var(--accent)}
.contact-list p{margin:0 0 .6em}

/* footer */
.site-footer{background:#0a1b35;color:#c3cfe2;padding:52px 0 0;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.3fr;gap:30px}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:.85rem;letter-spacing:.1em;text-transform:uppercase}
.site-footer a{display:block;color:#c3cfe2;text-decoration:none;padding:3px 0}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .muted{color:#97a7c0}
.foot-brand{color:#fff;margin-bottom:12px}
.foot-brand .brand-text small{color:#97a7c0}
.legal{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:18px;padding-bottom:22px;font-size:.85rem;color:#97a7c0}

@media (max-width:900px){
  .hero-grid,.cols{grid-template-columns:1fr}
  .g3,.g4,.stats,.steps{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .burger{display:block;cursor:pointer;padding:10px}
  .burger span,.burger span::before,.burger span::after{display:block;width:24px;height:2px;background:var(--navy);position:relative;content:""}
  .burger span::before{position:absolute;top:-7px}
  .burger span::after{position:absolute;top:7px}
  .nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 20px 16px}
  .navtoggle:checked ~ .nav{display:flex}
  .nav a.login{margin:6px 0 0;text-align:center}
}
@media (max-width:600px){
  body{font-size:16px}
  .g2,.g3,.g4,.stats,.steps,.foot-grid{grid-template-columns:1fr}
  .hero{padding:56px 0 52px}
  section.block{padding:48px 0}
}

/* ---- Phase 2: state ticker (odometer) ---- */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.ticker{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.ticker-head{display:flex;flex-wrap:wrap;gap:16px;align-items:flex-end;justify-content:space-between;margin-bottom:22px}
.ticker select{min-width:240px;padding:12px 14px;border-radius:8px;border:1px solid rgba(255,255,255,.4);background:#fff;color:var(--ink);font:inherit}
.odo-row{display:flex;flex-wrap:wrap;gap:40px}
.odo-box small{display:block;margin-top:8px;color:#c9d6ea;line-height:1.3}
.odo{display:inline-flex;gap:5px;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:2.8rem;line-height:1.2;height:1.2em}
.odo .d{display:block;width:.68em;height:1.2em;overflow:hidden;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:6px}
.odo .col{display:block;transition:transform 1.2s cubic-bezier(.2,.8,.2,1)}
.odo .col b{display:block;height:1.2em;text-align:center;font-weight:700}
.odo.idle{opacity:.35}
.ticker-text{margin:18px 0 0;color:#e6edf8;font-size:.98rem;min-height:1.5em}
@media (prefers-reduced-motion:reduce){.odo .col{transition:none}}
@media (max-width:600px){.odo{font-size:2.3rem}.odo-row{gap:24px}.ticker select{min-width:0;width:100%}}